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The sum of your life.

Money first, then tasks, family and care. A suite of private apps under one SumOne account, end-to-end encrypted by design.

The suite

SumMoney
First up
SumTasks
Later
SumDay
Later
SumFamily
Later
SumCare
Later

SumMoney is the first app. The others share the same account and the same rules about your data when they arrive.

Private by design

Only you hold the key.

Your ledger is sealed on your own devices before it syncs. The SumOne relay only ever holds it sealed, so it can't open it. It keeps the newest sealed copy so a new device can catch up, and clears older ones out within 90 days. We can't read your ledger, and we can't give anyone a readable copy.

1

End-to-end encrypted

Your ledger is sealed on your device with a key only you hold. The relay that syncs it only ever sees ciphertext.

2

Local first

Your ledger lives on your devices and works offline. Sync keeps them in step when they're online.

3

Recovery by you, coming

Restoring from your Emergency Kit is coming before launch. Because we never hold your key, recovery will be in your hands, not ours.

Some features, like connecting a bank, mean we hold something on your behalf. The security page lists every one of them, plainly.

One account

Sign in once. Every Sum app knows it's you.

No passwords

Sign in with a one-time code sent to your email.

Founding rate

Early members get the founding rate. We'll set out how billing works before launch.

Sharing, coming

Inviting a partner or family member into a shared ledger is coming. Only the people you invite will be able to open it.